Making money as a creator
How to sell online courses in India
Cohort or self-paced, own store or platform, payments, refunds and honest claims: how to sell an online course in India without promising results.
· 10 min read
In this guide · 8 sections
The short answer, and cohort versus self-paced
To sell an online course in India, pick one narrow outcome you can genuinely teach, test the demand with people who already follow you, choose between a live cohort and recorded lessons, set up a way to take UPI and card payments, and write your refund rule and your claims before you sell. The first course sells mainly to people who already trust you, and no one can promise how many that will be. The format decision comes first, because it changes how much you build before the first sale and how much of your time each buyer uses afterwards.
| Question | Live cohort | Self-paced recorded | Hybrid |
|---|---|---|---|
| What it is | A group starts and finishes together, with live sessions | Lessons recorded once, bought and watched any time | Recorded lessons plus a few live Q&A calls |
| Work before first sale | Outline and a start date | Most of the filming and editing | Outline, first lessons and a calendar |
| Your time per buyer | High: your hours repeat each cohort | Low after the build, but questions keep arriving | Medium |
| Main risk | Too few sign up, so the cohort does not run | Built it all, then nobody buys | Doing both badly |
| Good first step | Sell five or ten seats at a small group size | Pilot with a few buyers before filming everything | Start as a cohort, then record the sessions |
A caveat on the table: the timing and effort comparisons here are our own judgement from how each format works, not survey results. Anything below on tax, consumer law or payments is general information, not advice, and a chartered accountant or lawyer can apply it to your case.
What to teach, and how to test it before you build
Teach something you have actually done, for someone a step or two behind you. A course called “Photography” has no buyer. “Phone photos of food for home bakers who sell on Instagram” has one. The best evidence is in your comments and DMs: if people keep asking you the same how-do-you question, there is a course in the answers, and the number of repeats tells you about demand better than likes do.
Before filming a lesson, run a small test. Post what you plan to teach, who it is for and a price you could defend, and ask people to reply with a word if they want it. Then offer a pilot: a small group at a lower price in return for honest feedback, run live over a few weeks. A pilot teaches you where learners get stuck, which is the part you cannot guess, and it produces the questions you turn into lessons. It also gives you something real to show the next buyer, with their permission.
- Pick one outcome the learner can do at the end, not a topic. “Edit a 30-second Reel from scratch” beats “Video editing”.
- Keep the first course short: a few lessons, each one focused on one task, with a worksheet or checklist.
- Teach only what you can show. A skill you have not used on real work is hard to teach.
- Plan support before you sell: where learners ask questions and how fast you answer.
Claims you must not make
Do not promise a job, a salary, a rank, a business result or a number of customers. You do not control any of those, and in some areas the law is explicit. On 13 November 2024 India’s Central Consumer Protection Authority issued guidelines on misleading advertisement in the coaching sector. They list as misleading false claims about the course, its duration, the faculty’s credentials, the fee and the fee-refund policy, false claims about selections, ranks or success rates, and claims such as guaranteed selection, job security, promotions or salary increases. They also list creating a false sense of urgency or scarcity to push an immediate purchase.
The same guidelines say a person advertising coaching may not use a successful candidate’s name, photograph, testimonial or video without written consent, taken after the candidate’s selection, and that disclaimers must be in the same font as the claim. The guidelines apply to all forms of advertisements by any person engaged in the coaching sector, and the government’s press release says violations are treated as contraventions of the Consumer Protection Act, 2019.
Whether your own course is covered is a different question. The guidelines define coaching as academic support, imparting education, guidance, instructions, a study programme or tuition or anything similar, and exclude counselling, sports, dance, theatre and other creative activities; their definition of a coaching centre mentions more than fifty students. I cannot tell you where a creator’s course on, say, spreadsheets or Reels editing falls, and a lawyer can. A safe habit is to follow the spirit anyway: describe what is in the course, show real results with consent, and never guarantee an outcome.
Tip: A learner’s kind message is not a testimonial you can use in an advertisement until they have said you may. Ask in writing, tell them where it will appear, and keep the reply.
Where to sell: a platform, your own page or a payment link
There are three broad routes. A course or creator-store platform hosts the videos, takes the payment and gives learners a login, usually for a share of each sale or a monthly plan. Your own page plus a private video host and a payment provider gives you more control and more setup. A payment link plus a private page of videos is the lightest option for a pilot with a handful of buyers. Fees and payouts differ widely, and some platforms quote in dollars, so check how each pays out to an Indian bank account and what conversion costs before you commit. Our guide to platforms for selling digital products in India compares them as recorded on dated pages.
If you take payments yourself through Razorpay, its pricing page lists, as of October 2026, 2% per successful domestic transaction across UPI, cards, netbanking and wallets, plus 18% GST on the fee, and no setup or annual fee. Its no-code payment pages and buttons are listed at 0.2% plus the gateway fee. On a ₹4,999 course at the standard rate, about ₹118 goes in fees and GST. That price is only an example. Your own rate can differ.
Razorpay’s documentation says a primary website needs terms and conditions, a privacy policy, a shipping policy, contact details and a cancellation and refunds page before account activation, and without the website details you cannot get live API keys. The page says this applies to e-commerce businesses, and it does not say what a creator without a site should do, so ask Razorpay support how your case is handled. Whichever route you pick, write these pages anyway, because buyers read them.
Refunds, written down before the first sale
A recorded course cannot be returned, and a live seat that was held for you cannot be resold, so the refund rule is a promise you choose to make. A written rule protects both sides. The examples below show the shape; choose your own and keep it short and true. Tell people how to ask, such as one email address, and answer within a day or two.
- Cohort: a full refund if the buyer asks before the first live session, a partial refund after the first, none after the second. These are examples, not a standard.
- Self-paced: a refund within seven days if the buyer has watched less than a set share of the lessons. The share and the days are your choice, and a vague rule will be argued over.
- If your course does not work technically, such as videos that will not play, refund in full or fix it at once.
- State the rule on the sales page and in the confirmation email, and if you promise a refund, keep the promise.
Remember what a refund costs. Razorpay’s blog from May 2026 says no payment gateway in India returns its merchant discount fee on a refunded payment, so refunding ₹4,999 also costs the fee on top. Do the arithmetic for your price before deciding how generous to be, and note that false statements about the refund policy are one of the claims the 2024 coaching guidelines treat as misleading.
Launch basics for a first course
- Four weeks before: post about the problem the course solves, not the course. Collect a waitlist of people who confirm they want it.
- Three weeks before: run a pilot or a free first lesson for the waitlist, and ask what confused them.
- Two weeks before: finish the sales page. Say who it is for, who it is not for, what is in it, how long it takes, the price in ₹, the start date, support and the refund rule.
- Launch week: open enrolment to the waitlist first, answer every question in public where you can, and keep a list of what people ask.
- After the first group: ask for feedback, fix the weakest lesson, and decide whether to run the cohort again or record it.
Price the first version modestly, for the reasons in our guide to pricing a digital product, and raise it as the course improves. If you want to build a group for learners afterwards, our guide to starting a paid community covers that, and a small live add-on can be sold as a 1-on-1 call.
GST, tax and a DMFast option
Money from selling a course is income, and whether GST applies, and at what rate, depends on your turnover and what you sell. I did not verify any GST or income tax figure for online courses, so none is stated here. The official GST portal and the Income Tax Department’s site have the rules, our guides on GST and income tax for creators explain the general picture, and a chartered accountant can say what applies to you. Keep a record of every payment and refund.
DMFast is our product, so weigh this accordingly. In India its store can sell a digital product such as course access, give a free first lesson in exchange for an email address and optionally a phone number, and book 1-on-1 calls, with payments through Razorpay. DMFast takes no fee on sales, though Razorpay’s fee still comes out of each payment. Its comment-to-DM feature can answer a comment such as COURSE under a Reel: it replies under the comment and sends a plain-text private message asking the person to reply, because Instagram allows no links or buttons in a first message; the link can follow once they answer. It works with Instagram professional accounts and Facebook Pages, not WhatsApp or TikTok. It is not a video-hosting or learning platform, so check how learners would reach the lessons.
- One outcome, one buyer, and a pilot run before the full build.
- A format chosen on purpose, and a price with a real end date for any launch offer.
- No promises about jobs, salaries, ranks or income, and written consent for every testimonial.
- Terms, privacy, contact and refund pages written, and a refund rule I can afford.
- A record of each payment, and a question put to an accountant about tax.
Questions people ask
Should my first online course be a cohort or self-paced?
A small live cohort is the lower-risk start for most creators, because you need only an outline and a date before selling, and you learn where people get stuck. A self-paced course asks for most of the filming and editing up front, so record it after a pilot has shown that people want it.
Can I promise that students will get a job or a certain income?
No. You cannot control those outcomes. India’s 2024 coaching-sector advertising guidelines list guaranteed selection, job security, promotions and salary increases as misleading claims. They may not cover every creator’s course, so a lawyer can confirm, but promising results is dishonest and invites refund demands.
Do I need my own website to take payments for a course?
Not always. A course platform or creator store can take payments for you, and a payment link works for a small pilot. If you open a Razorpay account for a website, its documentation lists policy pages needed before activation. Ask Razorpay support how it treats your case if you have no site.
What should my course refund policy say?
Say who can ask, how long they have, what condition applies and how to ask, in a few plain sentences, then follow it. The 2024 coaching guidelines treat false claims about the fee-refund policy as misleading. A refund also costs you the payment fee, since Razorpay’s May 2026 blog says gateways do not return it.
Do I charge GST on an online course?
It depends on your turnover and the nature of what you sell, and I have not verified a figure for online courses, so none is stated. Check the official GST portal and ask a chartered accountant about your own case. Keep records of payments and refunds from the first sale.